Teacher Next Door (TND) Home Loan Programs, Online Mortgage Direct Lender - Fine Victory.com ?/title> <Meta Name="Description" content="Home Loan Programs from Major Nationwide Direct Lender, Apply Online - The Teacher Next Door (OND) Initiative offers HUD-acquired, single family homes to public school teachers with significant benefits, debt consolidation, construction loans, home improvement, 1st and 2nd mortgages, and mortgage financing, competitive rates on tailored mortgages, bad credit OK!"> <Meta Name="Keywords" content="teacher mortgage, teacher mortgages, TND 1st mortgage, TND mortgage, teacher next door mortgage loan, teacher next door home loan, teacher home loans, teacher conforming loan, refinance, refinancing"> <Meta Name="Copyright" content="Copyright 2002, FineVictory.com all rights reserved.">  <Meta name="robots" content="index,follow">  <script language="JavaScript" type="text/javascript">  </script>  </head> <body bgcolor="#ffffff" onload="window.defaultStatus=' FineVictory.com Call us at 1-877-LOAN-976 ext.4542';" marginwidth="0" marginheight="0" topmargin="0" leftmargin="0">  <div align="center"> <center> <table border="0" width="686" height="1" cellspacing="0" cellpadding="0"> <tr> <td width="740" height="106" bgcolor="#35304E"><p align="center"><a href="index.html"><img border="0" src="images/main4.jpg" width="690" height="183" alt="click here to return to the home page"></a></p> </td> </tr> <tr> <td width="740" height="1" bgcolor="#FFFFFF"> <TABLE border="0" cellspacing="0" cellpadding="0" height="1"><tr> <td align="center" height="1"><img src="set2_left.gif" alt="" width="17" height="21"></td> <td align="center" height="1"><a href="refi.html" onmouseout="turn_off('set2_B1')" onmouseover="turn_over('set2_B1')"> <img name="set2_B1" src="set2_B1.gif" alt="Refinance" width="138" height="21" border="0"></a></td> <td align="center" height="1"><a onmouseout="turn_off('set2_B2')" onmouseover="turn_over('set2_B2')" href="equity.html"> <img name="set2_B2" src="set2_B2.gif" alt="Home equity loans" width="138" height="21" border="0"></a></td> <td align="center" height="1"><a href="company.html" onmouseout="turn_off('set2_B3')" onmouseover="turn_over('set2_B3')"> <img name="set2_B3" src="set2_B3.gif" alt="Contact us" width="138" height="21" border="0"></a></td> <td align="center" bgcolor="#FFFFFF" height="1"> <a onmouseout="turn_off('set2_B4')" onmouseover="turn_over('set2_B4')" href="loanapp2.html"> <img name="set2_B4" src="set2_B4.gif" alt="Apply today!" width="138" height="21" border="0"></a></td> <td align="center" height="1"><a href="ltpc.html" onmouseout="turn_off('set2_B5')" onmouseover="turn_over('set2_B5')"> <img name="set2_B5" src="set2_B5.gif" alt="Credit Problems? We can help!" width="138" height="21" border="0"></a></td> <td align="center" height="1"><img src="set2_right.gif" alt="" width="17" height="21"></td> </tr> </TABLE> </td> </tr> </table> </center> </div> <SCRIPT language=JavaScript1.2 src="menu1us.js"></SCRIPT> <SCRIPT language=JavaScript1.2 src="menu3us.js"></SCRIPT> <div align="center"> <table border="0" width="702" height="27" cellspacing="0" cellpadding="0" bgcolor="#E0E6FC"> <tr> <td width="449" height="16" bgcolor="#000000"> <p align="center"><font color="#00FF00" face="Verdana" size="2"> <marquee bgcolor="#000000" width="445" height="18" loop="10" scrollamount="4">FineVictory.com.......New Purchase Loan Programs up to $333,700.....Refinance...cash out, lower rates, home improvements.....Less than Perfect Credit OK!...FineVictory.com can help you!...Call us today! 1-877-LOAN-976..ext.4542 or apply online now!</marquee> </font></p> </td> <td width="253" height="16"> <p align="center"><font face="Verdana" size="2"> </font></p> </tr> <tr> <td width="702" height="262" colspan="2"> <p style="margin-left: 10; margin-right: 10" align="justify"><font face="Verdana"><br> </font><font face="Verdana" size="1"><br><b>Teacher Next Door Loan Programs</b></font></p> <p style="margin-left: 10; margin-right: 10" align="justify"> <font face="Verdana" size="1">The Teacher Next Door (TND) Initiative offers HUD-acquired, single family homes to public school teachers with the following significant benefits:</font></p> <font face="Verdana" size="1"> <ul> <li><strong>50 percent discount off appraised value.</strong> </li> <li><strong>Only $100 Down Payment required*. </strong></li> </ul> </font> <p style="margin-left: 10; margin-right: 10" align="justify"> <font face="Verdana" size="1"> *<a title="FREE consultation!" href="loanapp.html">Schedule</a> a free consultation with our home loan experts.</font></p> <p style="margin-left: 10; margin-right: 10" align="justify"> <font face="Verdana" size="1">Under the Teacher Next Door program, HUD offers homes located in designated revitalization areas. Revitalization areas are typically in low- and moderate-income neighborhoods, have many vacant properties and often have high crime rates, but are considered good candidates for economic development and improvement.<br><br> Homes offered for sale in the program were previously insured through the FHA and then foreclosed. HUD also reduces the down payment requirement to just $100 if the home is purchased with an FHA insured mortgage.<br><br><br> Following are the requirements that Teachers must meet to use the program:<ul> <li> Teachers must live in the property as their sole residence for at least three years after purchase.</li> <li> A "teacher" is defined as an individual employed full time by a public school, private school, or Federal, State, county, or municipal educational agency as a State-certified classroom teacher or administrator in grades K through 12.</li> </ul> <p style="margin-left: 10; margin-right: 10" align="justify"> In order to purchase a Teacher Next Door Home you should be <a href="loanapp.html">pre-approved</a> and have a letter of commitment for an approved loan.<br> <br> Once your offer is approved, you will have only 48hrs. to provide the required down payment and begin your loan approval process. Get started before making your offer to insure a smooth, stress free, transaction.<br> <br> </p> <p align="center" style="margin-left: 10; margin-right: 10; margin-top: 0"> <p align="center"> <a title="Eazy online pre-approval!" href="loanapp2.html">Click here to get Pre-Qualified Online Free.</a> <a href="mortgageapps_downloads.html">downloads</a></p> <center> <p><a href="refi.html"><font face="Verdana" size="1">Refinance Info</font></a><font face="Verdana" size="1"> | <a href="equity.html">Home equity loans</a> | <a href="company.html">Our company info</a> | <a href="rates.html">Interest Rates</a> | <a href="ltpc.html">Less than perfect credit</a></font></p> </center></font></center> </center> <p></td> </tr> <tr> <td width="702" height="1" bgcolor="#35304E" colspan="2"><hr color="#FF0000" size="1"> </td> </tr> </table> </div> <p align="center"><center> <img border="0" src="equalhouselender.bmp" width="129" height="22"> </center></p> <p align="center"><font size="1" face="Verdana"><font color="#35304E">Content ?2004 all rights reserved.</font></font></p> <p align="center"> </p> </body> </html>